Let Me Guide you...
Step 1
Begin by researching the real estate market, determining your budget, and getting pre-approved for a mortgage. This step also involves identifying your needs and preferences in a home.
Step 2
Once you have a clear idea of your requirements, work with me to search for properties that align with your criteria. Attend viewings to get a firsthand look at potential homes.
Step 3
When you find a property you're interested in, work with me to make an offer. I will help you navigate negotiations with the seller, aiming to secure a mutually beneficial agreement on the price and terms of the sale.
Step 4
After reaching an agreement, you will proceed with the closing process. This involves conducting inspections, securing financing, reviewing contracts, and completing any necessary paperwork. Finally, the property ownership is transferred to you, and you become a proud homeowner!
A Large Investment
Buying a property goes beyond mere finances – it's an investment in your future. As your trusted guide, I am committed to supporting you throughout the entire journey. From market research and finding your dream property to navigating financing and paperwork, I will be there to provide expert guidance and protect your best interests at every step. Let's embark on this exciting adventure together!
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HOME BUYER'S GLOSSARY
AMORTIZATION SCHEDULE
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
Equity
The process of determining the market value of a property.
Closed Mortgages
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
Mortgage
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
Lynda Thian
INFO & SERVICES
CENTURY 21 Heritage House Ltd. Brokerage
141 Woolwich Street, Unit 101, Guelph, ON N1H8M5
(519) 767-2100
Independently Owned and Operated. ®/™ trademarks owned by Century 21 Real Estate LLC used under license or authorized sub-license. © 2020 Century 21 Canada Limited Partnership © 2020 Century 21 Canada Limited Partnership
The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.
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